YouHodler provides their users with an option to get a loan using crypto asset as collateral. In return, the user instantly receives an agreed loan amount in fiat (USD, EUR, GBP, CHF, BTC and Stablecoins). After repaying the loan, the user gets his/her collateral back, even if it has increased in value.

To get a loan go to the Loans page and click the Get new loan button.

There you will find the loan calculator. All you need is to choose the Crypto you want to use as Collateral, the desired Loan Amount in fiat or cryptocurrency, and a comfortable Loan Tariff (LTV). You can see how much crypto you need to deposit to get a loan in the Crypto Collateral field right after you filled the Loan Amount field.

After you fill out the loan parameters, review the Terms & Conditions, and check the box. Also, you can set a desired Take Profit level for your loan using the Set close price feature. Once you're ready, click on the GET LOAN button. Your borrowed funds will appear in the Wallet section of your account. You can watch your loans in the Loans section of your account.

Please be advised:

  • You can explore all terms used in the loan form and platform (such as "LTV", "PDL", etc.) in our Glossary;

  • Make sure you review the Terms & Conditions before you take a loan;

  • The minimum loan amount is 100 USD;

  • The max total borrowed amount of the loans may vary.

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